Mortgages and Home Equity Loans
When you get your mortgage through SSB Bank, we'll make you feel at home. As members of the Pittsburgh community ourselves, we are happy to help you become our neighbors! Whether you're financing your first house, an investment property, or the home of your dreams, our goal is to get you financed as quickly and as easily as possible. Working with SSB to get your mortgage gives you many advantages:
Additionally, we do our best to provide you resources that make the process as simple as possible. From pre-qualification to closing, we are there every step of the way providing you the support you need for such a huge investment. We wouldn't want to do business any other way!
- Low origination fees
- Competitive interest rates
- Personal, hands-on guidance throughout the process
- Quick, local decision-making
- Direct, in-person service, whether you call or come into one of our branches
Mortgage Products
Purchase Mortgage Loans
Purchase the home of your dreams with up to 97% financing
Refinance Mortgage Loans
Lower your current interest rate or take cash out with a refinance
Construction Financing
Build your new home with up to 95% financing
Rehab Financing
Great for a home purchase and renovation or for the renovation of your existing home
Home Equity Loans & Lines of Credit
Whether you are looking to complete a necessary repair or have a personal need, we have fixed and variable rate options available
Special Qualifications for Mortgage Assistance
First Time Homebuyer Programs
There are a variety of programs available for assistance in purchasing a home, some of which are specifically for first-time homebuyers. SSB Bank is a proud lender, supporting the First Front Door program and individuals who seek (and are qualified for) the available funding. Learn more about our first-time homebuyer programs and see which one is best for you.
SSB VA Loans
Purchasing a home is one of the most significant investments you’ll ever make. The process can feel stressful and overwhelming with numerous factors to take into account. For veterans and active military members, it can present even more challenges than for most buyers. Fortunately, there is a special and advantageous loan option tailored specifically for veterans and military homebuyers: the VA loan.
Fixed rate vs ARM: Which is better for you?
Choosing between fixed and adjustable-rate mortgages (ARMs) can be a pivotal decision for prospective homeowners. Let's unravel the differences between these two options to help you make an informed choice.
Fixed vs. Variable RatesGet More Information about Mortgages with SSB Bank
Whether you are ready to get pre-qualified for a home loan or you aren't sure where to start, we're ready to help. Contact us below so we can assess your needs and help you make the smartest decisions for your home loan application.
Heather Dieckmann
AVP Mortgage Department Manager
(412) 837-6955
Additional Resources
Mortgage Calculator
When you're ready to buy a house, the big question is, "How much home can I afford?" Use our easy online mortgage calculator to estimate what your monthly costs would be for different home prices, down payments, and loan terms.
Mortgage Calculator
Avoiding Mortgage Pitfalls
Our goal at SSB Bank is to help you navigate the home buying process with all the information you need, including the possible “bumps” in the road that could make the process more stressful. By outlining those pitfalls, we can help you to try and avoid them while you are looking for, or in the process of, purchasing a home.
Full Article
Things to Consider When Applying for a Home Loan
When you're getting ready to move, cost is one of the top things on your mind. What can you afford? How will financing work? Will you get approved for the loan you want? Here are some of our tips to boost your confidence when applying for a mortgage.
Full Article