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Christmas Club

Starting your holiday savings early has never been more rewarding!  With our annual Christmas Club Savings Account, you can enjoy a competitive 4.32% Annual Percentage Yield (APY), helping your money grow steadily all year long. This special savings account is designed to help you prepare for the holiday season without the stress, so when the time comes, you’ll have a dedicated fund to make the season extra special.

Whether you’re planning on gift-giving, traveling, or simply enjoying quality time with loved ones, a Christmas Club Savings Account offers the financial boost to make your holidays memorable.  By contributing to this account throughout the year, you’ll be able to take advantage of a higher interest rate than a typical savings account, helping you reach your holiday savings goal faster and with less effort. Every dollar you set aside grows, giving you peace of mind and a cushion for holiday spending.

Open your Christmas Club Savings Account today to kickstart a season of stress-free savings.  No more last-minute budgeting; instead, you’ll be ready for the holiday cheer with a payout just in time for your end-of-year celebrations.  So start saving today, and let your money work for you all year long, ensuring that when the holidays come around, your bank account is just as ready as you are!





Christmas Club Savings Account

2025 Christmas Club at 4.32% APY

  • $100 minimum balance to receive disclosed Annual Percentage Yield (APY).
  • Fixed interest rate.
  • Maximum deposit is $500 per month.
  • Withdrawals are prohibited until the entire balance is payable on 10/31/2025. Fees and penalties may reduce the earnings on the account.
  • The APY is accurate as of 11/01/2024.
  • Christmas Club rate to take effect on November 1, 2024

 *Please note that SSB Bank may change, limit or suspend an offer at any time without notice.

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