Current Banking Specials
SSB offers exciting banking specials and CD rates throughout the year. Check back often to see what new offers are available to our customers.
High-Interest New Money CD Specials
| Certificates of Deposit | Required Minimum Balance to Open | Required Minimum to Earn Interest | Interest Rate | Annual Percentage Yield | Notes |
| 13 Month CD | $500.00 | $500.00 | 4.000% | 4.040% | ** |
| 23 Month CD | $500.00 | $500.00 | 3.125% | 3.149% | ** |
| 34 Month CD | $500.00 | $500.00 | 2.750% | 2.769% | ** |
Rates effective as of 3/24/2025.
Notes:
** Early Withdraw Penalties:
- 91 Day, 6 Month & 7 Month = 3 months' worth of interest
- 1 Year to 3 Year Penalty = 6 months' worth of interest
- 4 Year to 10 Year Penalty = 12 months' worth of interest
- 14 Month, 23 Month and 34 Month CD Specials = 12 months' worth of interest
After maturity, CD specials will renew at the rate of the closest offered term of the original CD
SSB Bank gladly accepts deposits from Businesses and other Financial Institutions.
All High-Interest New Money CD specials are restricted to new accounts with funds not currently on deposit with SSB Bank
Call for rate details. Fees may reduce earnings.
Christmas Club Savings Account
2025 Christmas Club at 4.32% APY
- $100 minimum balance to receive disclosed Annual Percentage Yield (APY).
- Fixed interest rate.
- Maximum deposit is $500 per month.
- Withdrawals are prohibited until the entire balance is payable on 10/31/2025. Fees and penalties may reduce the earnings on the account.
- The APY is accurate as of 11/01/2024.
- Christmas Club rate to take effect on November 1, 2024
*Please note that SSB Bank may change, limit or suspend an offer at any time without notice.
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Special checking and saver accounts for our First Responders.
