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Current Banking Specials

SSB offers exciting banking specials and CD rates throughout the year. Check back often to see what new offers are available to our customers.

High-Interest New Money CD Specials

Certificates of DepositRequired Minimum Balance to OpenRequired Minimum to Earn InterestInterest Rate Annual Percentage YieldNotes 
7 Month CD1,000.001,000.004.88%4.93%**
13 Month CD
19 Month CD500.00500.004.38%4.42%**
25 Month CD500.00500.004.00%4.04%**

Rates effective as of 05/31/2024. 


** Early Withdraw Penalties:

  • 91 Day, 6 Month & 7 Month = 3 months' worth of interest
  • 1 Year to 3 Year Penalty = 6 months' worth of interest
  • 4 Year to 10 Year Penalty = 12 months' worth of interest

After maturity, CD specials will renew at the rate of the closest offered term of the original CD

SSB Bank gladly accepts deposits from Businesses and other Financial Institutions. 

All High-Interest New Money CD specials are restricted to new accounts with funds not currently on deposit with SSB Bank

Call for rate details.  Fees may reduce earnings. 

Christmas Club Savings Account

2024 Christmas Club at 4.58% APY

  • $100 minimum balance to receive disclosed Annual Percentage Yield (APY).
  • Fixed interest rate.
  • Maximum deposit is $500 per month.
  • Withdrawals are prohibited until the entire balance is payable on 10/31/2024. Fees and penalties may reduce the earnings on the account.
  • The APY is accurate as of 11/01/2023.
  • Christmas Club rate to take effect on December 1, 2023

 *Please note that SSB Bank may change, limit or suspend an offer at any time without notice.