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Personal Loans and Lines

To make your dreams come true, sometimes you need a little assistance. Whether you’re looking to purchase a vehicle, become a homeowner or simply lower your monthly payments, we have the lending solutions to support you.

Consumer Loans

Our consumer loan products provide customers a local, flexible and hands-on experience that cannot be found elsewhere. At SSB Bank, we are able to provide quick decision-making on loans, making the process less of a headache for you. Additionally, we do our best to provide the most competitive products and rates to our customers, because we understand what a huge decision this can be. We want you to know that when you decide to work with us for your lending needs, you are going to receive quality care and support and the best products in the business.

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Personal Loans &
Lines of Credit

From debt consolidation to finishing a home project, our loans and lines of credit provide flexibility to meet your individual needs. Receive up to $15,000 for your personal needs through either an unsecured loan or line of credit.

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Personal Auto Loans

We are here to help you finance the purchase of a new or used automobile, or even refinance your existing auto loan, with our low and competitive rates. You can purchase your automobile through a dealership or private seller, no problem.

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Credit Cards

A relatively new product we offer is our Visa Platinum Credit Card. With extremely competitive rates on balance transfers and purchases, our credit card is the perfect product for your personal needs. Check out our limited time promotional offer on balance transfers and let us help you consolidate your debt.

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Residential Mortgages and Financing

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Residential Mortgages and Financing

We'll make you feel at home from start to finish. Whether you're financing your first house, an investment property, or the home of your dreams, our goal is to make this huge investment a less scary (and overwhelming) time for you.

With SSB Bank, we are committed to providing competitive interest rates and a personal, hands-on experience from the first time you walk through our doors to inquire about a mortgage with us.

As a small, local bank, we are nimble and able to make quick decisions, making the process less cumbersome for you. We also have a variety of mortgage products that make just about any home project doable.

Purchase Mortgage Loans

Purchase the home of your dreams with up to 97% financing.

Refinance Mortgage Loans

Lower your current interest rate or take cash out with a refinance.

Home Equity Loans & Lines of Credit

For projects or other expenses, fixed and variable rate options are available.

New Construction Financing

Build your new home with up to 95% financing.

Rehab Financing

Great for a home purchase and renovation or for the renovation of your existing home.

More Information on Mortgages

Questions?

We're ready to help. Contact our loan officers today, call or stop in, for more information about our lending products and services. We will provide you guidance on what is best and how SSB Bank can help you.