SSB Bank was voted Best Bank and Best Loan Provider in the North Pittsburgh Region!

Consumer Lending

Personal Loans and Mortgages, Auto Loans, Home Equity Loans | SSB Bank, Pittsburgh local bank

To make your dreams come true, sometimes you need a little assistance. Whether you’re looking to purchase a vehicle, become a homeowner, or simply lower your monthly payments, we have the lending solutions to support you.


  • Home Equity Loans – Fixed rate loans that help you tap into your home’s equity to complete that needed home repair or any other personal need.  Access up to 90% of your home’s value.
  • Home Equity Lines of Credit – Line of Credit that helps you access the equity in your home for personal use.  Rates are adjustable based on the Prime Rate index and you can access up to 90% of your home’s value.
  • Personal Loans – Unsecured installment loans for personal use.  Access up to $15,000 for personal debt consolidation, to finish a home project, or fulfill another personal need. 
  • Personal Lines of Credit – Unsecured line of credit for personal use.  Access up to $15,000 of credit.
  • Auto Loans – Finance 100% of the purchase price of new or used automobiles or refinance your existing auto loan to a lower rate.  The automobile can be purchased through a dealership or private.  Max financing is 100% of the cost or 100% of the Kelly Blue Book value for a refinance.

For more details on our Auto Loans, click below.


We'll make you feel at home. As members of the Pittsburgh community ourselves, we are happy to help you become our neighbors! Whether you're financing your first house, an investment property, or the home of your dreams, our goal is to get you financed as quickly and as easily as possible.

We have mortgage and finance options for a wide range of needs:

  • Home Purchase Mortgage Loans – Purchase the home of your dreams with up to 95% financing.
  • Home Refinance Mortgage Loans – Lower your current interest rate or take cash out with a refinance.
  • Home Construction financing – Build your new home with up to 95% financing.  Our construction loans have a 1-time closing feature which means that the initial construction loan modifies into a conventional mortgage at the end of your construction term.  This feature avoids a refinance of the construction loan which saves you money in additional settlement costs.
  • Home Rehab financing – Great for a home purchase and renovation or for the renovation of your existing home.  This features a 2-time closing as the short-term rehab loan will be refinanced after the rehab term ends.
  • *NEW* First Front Door Grants- Available for first-time homebuyers, meeting specific qualifying criteria, and funded through FHLBank of Pittsburgh.
For more detailed information on our mortgages, click below.

Personal Loans and Mortgages, Auto Loans, Home Equity Loans | SSB Bank, Pittsburgh local bank

Not sure where to start? We're ready to help.

Contact our loan officers today, call or stop in for more information about our lending services.


josh wynkoop | consumer and mortgage loan originator | ssb bank pittsburgh

Josh Wynkoop

Consumer Loan Department Manager