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Rates Information

Below are all of our personal deposit and loan rates. All rates are accurate as of August 14, 2017.

All rates are for example purposes only. Rates are subject to change. For the most accurate and up-to-date rates, please visit one of our locations or call us at (412) 322-9023.

Deposit Interest Rates

 

Type and/or Term of Account Required Min. Balance to Open Required Min. to Earn Interest Interest Rate Annual % Yield
91 Day CD** 1,000.00 1,000.00 0.10% 0.10%
6 Month CD** 1,000.00 1,000.00 0.35% 0.35%
7 Month CD** 1,000.00 1,000.00 0.35% 0.35%
1 Year CD** 500.00 500.00 0.80% 0.80%
18 Month CD** 500.00 500.00 0.90% 0.90%
2 Year CD** 500.00 500.00 1.15% 1.15%
30 Month CD** 500.00 500.00 1.25% 1.25%
3 Year CD** 500.00 500.00 1.27% 1.27%
4 Year CD** 500.00 500.00 1.45% 1.46%

5 Year CD**

500.00 500.00 1.55% 1.56%
10 Year CD ** 500.00 500.00 2.60% 2.62%
Money Market *** 100.00 1,000.00 0.25% 0.25%
    25,000.00 0.35% 0.35%
    50,000.00 0.50% 0.50%
    75,000.00 0.50% 0.50%
    100,000.00 1.00% 1.00%
    150,000.00 1.00% 1.00%
Premium Money Market*** 1,000.00 1,000.00 0.75% 0.75%
    25,000.00 0.75% 0.75%
    50,000.00 1.00% 1.00%
    75,000.00 1.00% 1.00%
    100,000.00 1.10% 1.10%
    150,000.00 1.25% 1.25%
Passbook Savings*** 100.00 200.00 0.25% 0.25%
Christmas Club ***  100.00 100.00 1.99% 2.00%

Minimum balance to earn interest, call for full tiered rates.  Certain restrictions apply.  To qualify for the Premium Money Market, customers must have a checking account and direct deposit.  Rates effective August 14, 2017.

SSB Bank gladly accepts deposits from businesses and other financial institutions. Call for rate details.

** Early withdraw penalties:
     91 Day, 6 Month & 7 Month Certificate Penalty = 3 months interest
     1 Year to 4 Year Certificate Penalty = 6 months interest
     5 Year through 10 Year Certificate Penalty = 12 months interest

*** Rates may change after account is opened.

FDIC Insured up to $250,000.00. Ask for details.

 

Automobile Loan Rates

 

  New Used
Up to 48 months    2.74% APR ($22.02 per $1,000) 2.99% APR ($22.13 per $1,000)
Up to 66 months 2.99% APR ($16.45 per $1,000) 3.25% APR ($16.57 per $1,000)
72 Months 3.25% APR ($15.31 per $1,000) 3.99% APR ($15.64 per $1,000)
84 Months 3.99% APR ($13.66 per $1,000) 4.50% APR ($13.90 per $1,000)

* Certain Conditions May Apply; automatic payment required; Rates effective August 14, 2017.  Call one of our Loan Representatives at 412-322-9023 to apply today.

** APR - Annual Percentage Rate