CD Rates, Money Market and Special Offers

All rates are subject to change. APY figures rounded to nearest 0.01%.

For the most accurate and up-to-date rates, please visit one of our locations or call us.

Rates effective as of 04/27/2026.

Notes: 

* Requires a recurring direct deposit into an SSB Checking Account. Includes both Personal and Business accounts.

** Early Withdraw Penalties:

• 91 Day, 6 Month, and 7 Month = 3 months' worth of interest
• 11 Month, 1 Year to 3 Year Penalty = 6 months' worth of interest
• 4 Year to 10 Year Penalty = 12 months' worth of interest

After maturity, CD specials will renew at the rate of the closest offered term of the original CD

*** Rates may change after account is opened

**** Christmas Club rate subject to change every November 1st

***** Kasasa Cash Back® earns cash rewards based on debit card purchases made in the cycle

SSB Bank gladly accepts deposits from businesses and other financial institutions 

Call for rate details. Fees may reduce earnings

† Ask for details

Kasasa Cash®

• Amounts over $15,000 earn an interest rate of 0.50% and an APY of .50%
• If qualifications are not met, the interest and APY is 0.05%

America's Finest Checking

• Amounts over $15,000 earn an interest rate of 1.00% and an APY of 1.01%
• If qualifications are not met, the interest rate and APY is 0.55%

Kasasa Saver®

• If qualifications in your Kasasa Cash® are not met, the interest rate and APY is 0.05%

America's Finest Saver

• If qualifications in your America’s Finest Checking are not met, the interest rate and APY is 0.55%