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3.56% APY* when qualifications are met

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Free Kasasa Saver® Account

Make saving effortless as you sweep and build your Kasasa rewards in this free, interest-earning account.

Kasasa Cash® checking account holders can enroll in a free Kasasa Saver® account. Kasasa Saver® collects and grows earned Kasasa® checking rewards every month, automatically.

Just meet your Kasasa Cash® checking account qualifications to have eligible earnings swept into this interest-earning account every month. There’s no monthly maintenance fee, and no minimum balance requirements. Building savings has never been so easy.


  • Free account that builds your savings automatically
  • Links to free Kasasa Cash® checking
  • Kasasa Saver® balance earns a high rate
    • 3.56% APY* on all balances
    • 0.05% APY* if qualifications are not met
  • No minimum balance requirements
  • No monthly maintenance fee
  • Free digital banking services
  • No minimum deposit to open


Qualifying for your Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases (at least $5 each)
  • At least 1 direct deposit or ACH transaction
  • Be enrolled in and review E-Statements

It really is easy. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next month!

Contact us for more information or visit any of our branches to open your free Kasasa Saver® account.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. When your linked Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, the balances in your Kasasa Saver® account earn an APY of  3.56%. When your linked Kasasa Cash® account qualifications are not met, the entire daily balance in the Kasasa Saver® account earns an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver® account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. *Note: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 03/01/2023. APY calculations are based on an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the Kasasa Cash® or Kasasa Saver® account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per person. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash® account is required to have a Kasasa Saver® account. A linked Kasasa Saver® account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa®, Kasasa Cash® and Kasasa Saver® are trademarks of Kasasa®, Ltd., registered in the U.S.A.