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Get paid to shop.

Free Kasasa Cash Back® checking pays cash back on your debit card purchases.

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Free Kasasa Cash Back ® Checking Account

Free checking that pays you for using your debit card


Earn rewards every month!

  • 5% cash back on debit card purchases up to $200, when qualifications are met.
  • Earn up to $10 per month for a total of up to $120 per year, when qualifications are met.
  • Link to free Kasasa ® Saver to build savings automatically
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance requirements
  • No minimum deposit to open
  • No monthly maintenance fee
  • Free Debit Card
  • Free Online and Mobile Banking services including:
    • Free Online Banking with Bill Pay
    • Free Remote Banking (App) with Remote Deposit Capture
    • Free E-Statements
  • To qualify, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
    • At least 12 debit card purchases (at least $5 each)
    • At least 1 direct deposit or ACH transaction
    • Be enrolled in E-statements
  • If you don’t meet these qualifications, don’t worry — your account is still free.  Plus, you can get right back to earning your full rewards the very next cycle that you qualify.
  • Add Kasasa Protect® for comprehensive fraud protection*

Contact us or visit any of our branches for more information on our Free Kasasa Cash Back® account.

Qualification Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based or signature based debit card purchases less than $5.00, credit card purchases, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, or any transactions using debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle"; means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website at or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.  Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200.00 in PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. 2 When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the accounts rewards. Rewards less than a penny cannot be distributed.  Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. A Monthly Direct Deposit/ACH credit or debit and enrollment in online banking and enrollment and acceptance of e-statements are conditions of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the accounts qualifications. Limit of 1 account per person. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.


Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.