SSB Bank was voted Best Bank and Best Loan Provider in the North Pittsburgh Region!

Auto Loans and Recreational Vehicle Financing

looking over the shoulder of a man holding the wheel of a vehicle


Simplify your car-buying experience. Finance your vehicle through SSB Bank for exceptional rates and a stress-free experience. Finance the purchase price of a new or used automobile, which can be purchased through a dealership or privately. We can also refinance your existing auto loan to a lower rate. Max financing is 100% of the cost for a purchase or 100% of the Kelly Blue Book value for a refinance. These tools will help you figure out what you can afford when shopping for a new or used vehicle:


Auto Loan Calculator

Kelly Blue Book Price Advisor



Applying for an Auto or Recreational Vehicle Loan

What kinds of vehicles does SSB provide financing for?
We provide loans for new and used automobiles for personal or professional use. We also provide loans for motorcycles and other vehicles such as boats.

Am I eligible for a car loan with SSB?
You must be at least 18 years of age and must live in the U.S. as a U.S. citizen, resident alien or non-resident alien. The same requirements apply to any co-signer.

How can I apply?
Please visit our Northside or McCandless branch to complete the application process. No appointment is necessary. Another option is to call us at 412-322-9023 and ask for a consumer loan officer.

What do I need for my application?
When you apply, you will need to provide the following information: name, address, Social Security number, employment information, income, and U.S. citizenship status. The following documents may also be required based on your specific loan request: purchase agreement/bill of sale, registration, title, lease buyout instructions, proof of income, federal tax returns, W-2s and financial statements. It is also helpful to be aware of your credit history from the major credit bureaus prior to applying, although you do not need to provide your own documentation.

How long does it take to get an approval, and how long does the process take?
Most decisions are made within 24 hours of your initial meeting. If more information is needed, or if it is a unique circumstance, the decision may take longer. Most meetings with our loan officers take less than an hour. If you are approved, your loan offer and interest rates will be valid for 30 days from the date of your original loan application.



Servicing or Refinancing Your SSB Auto Loan

How can I make payments on my car loan?
You have several options for making payments toward your auto loan:

  • By mail: Send the payment to SSB Bank, 8700 Perry Highway Pittsburgh, PA 15237
  • In person: Stop by either of our branches at 2470 California Ave. Pittsburgh, PA 15212 or 8700 Perry Highway Pittsburgh, PA 15237 to pay in person.
  • Auto pay: Setup an ACH or Auto-transfer that will automatically make your payment on a monthly basis.
  • Online banking: make a single payment or set up a recurring payment by transferring money or using DPX Pay

How can I view my current and past statements?
You can view your loan status and statements using our online banking system. Go here to register or log into your online banking account.

What happens when I pay off my loan?
Once you have paid off the full value of your loan, including any interest, you will receive a paid-in-full letter in the mail within 7-10 business days. You may pay off your loan early without penalties if you choose.

Can I refinance my existing loan?
Yes. Please visit one of our branches or call in for a consumer loan officer to complete the process.

What information do you need for refinancing?
We will need the same information as for a standard loan application: name, address, Social Security number, employment information, income, U.S. citizenship status. We will also need the make, model, year, mileage and vehicle identification number (VIN).